Signing Up for the Payment Rewards Program

  • An invitation number must be entered to get started
  • Program is offered by Jefferson Capital Systems, LLC
  • Support is available via phone or by mail correspondence


The act of paying off a past due debt can be quite a bit less painful when the borrower receives some sort of reward for doing so. Enter the Payment Rewards Program.  Debt collector Jefferson Capital Systems is now offering the opportunity to make low monthly payments in exchange for the reward of a “Debt Reduction Credit”.  Borrowers who wish to take part can enter an invitation number along with a SSN.  After the borrower enters both pieces of information, they can click the Start Now button to review their profile.

A Look at Jefferson Capital Systems

  • The company is a purchaser of consumer debt (gobbling up those notes)
  • Jefferson provides information to credit reporting agencies each month
  • The company may service existing debt and pick up debt from original creditors
  • Receivables Management Association has certified Jefferson Capital Systems

After the borrower enters the invitation number they can review the offer before moving forward.  If all looks good, the borrower can then set up a payment plan to begin attacking that past due debt (might as well take care of it once and for all!).

The invitation number that the borrower needs to sign up for the Payment Rewards Program is located at the bottom right hand side of the invite letter (HINT: it’s twelve digits in length).  It should be noted that the program does not require credit check before an individual can join (SSNs are collected for identity verification only).

Borrowers with questions for Jefferson Capital Systems can try calling toll-free.  The company is available between the hours of 8 AM and 6 PM Monday through Thursday, 8 AM to 4 PM on Fridays, and from 8 AM to 12 PM on Saturdays.  Borrowers with less urgent inquiries can try writing to the company’s mailing address in Saint Cloud, MN.


Payment Rewards Program Contact Information

  • 16 McLeland Rd., Saint Cloud, MN 56303
  • 866-762-6189